If you own rental property, we can help you find affordable coverage to protect your interest.  These policies will not only cover the structure and your liability exposure as a property owner, but will even cover your lost rents if the structure is damaged and your tenants have to move out.  To avoid potential confusion and heartache, it is wise to recommend that your tenants purchase a renters insurance policy to cover their belongings and their liability risks.

Rental properties require their own type of coverage–landlord insurance, which is different than the homeowners insurance you buy when you live in a house yourself.  Landlord insurance is specifically designed to protect you against losses from fire, lightning, falling trees, wind and hail, water damage, and injury to your tenants and their guests.  In most cases, this insurance will provide you with a year’s worth of rental income in case of a major loss.  This allows you the time and resources to rebuild and still be able to collect the rents you would have otherwise received.

As a Trusted Choice independent insurance agency, Insurance Alliance Group represents many high quality insurance carriers, and we work to find you the right coverage for your situation at the right price.  Insurance Alliance Group does not view insurance as a one-size-fits-all business.  We will visit with you to discuss your needs, concerns, and expectations before we make any coverage recommendations.